My Real Estate Portfolio

Real Estate is the largest group of asset in my portfolio. I have owned and sold multiple properties in US and Malaysia, and I truly believe Real Estate are the best wealth builder over time.

My advice is to invest in Real Estate as early as in your 20s as buying a house or an apartment can pay off big time if you invest wisely early on. Owning a house instead of renting is often a good way to save money and set yourself up with a valuable asset in the future. On top of that, the ability to rent out the property can also provide a source of income that can pay off your mortgage while also earning you some extra money on top. 

I realize there are others that does not believe in this approach, and prefer the rental approach to not be tied to the property long-term, saving on repairs, taxes and insurance, and keeping up with other expenses.  Not to mention maintaining flexibility and certain lifestyle. I also agree there is a significant level of commitment, both financial and physical to owning a home. However, just like buying a stock, you just have to understand why you are buying the property, the location and potential growth potential. In my case, finding a good location with traditional strong growth trend, good public schools, easy access and proximity to jobs are the fundamentals I look for in most of my properties, which have worked out well for me and provided considerable value beyond just financial.  

Below are some of my personal Real Estate stories